Nikou Goftar, Mostafa, Seyed Abdolla Heydariyeh, and Farshad Faezi Razi. 2024. “Presentation of a Digital Transformation Model for Customer Experience in Insurance Products (Case Study: Asmari Insurance)”. International Journal of Innovation Management and Organizational Behavior (IJIMOB) 4 (1): 44-55. https://doi.org/10.61838/kman.ijimob.4.1.6.